How much Baht do you need to live comfortably in Thailand? But if you want to have a comfortable life, you need at least 45,000 baht a month. Most retirees in Thailand spend a lot of money every month to live comfortably. If you live in Chiang Mai, you need 20% less than in Bangkok. But if you live in Phuket, you can reduce 20% on your budget. What's considered rich in...